Privacy Policy

Privacy Policy for Loan Prepayment Calculator

Effective Date: April 7, 2026  

Thank you for using our Loan Prepayment Calculator. Your privacy is important to us. This Privacy Policy explains how we handle your information.

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### 1. Information We Collect

Our Loan Prepayment Calculator is designed to function without collecting personally identifiable information.

We may collect the following types of data:

- Non-Personal Information

  - Device type, browser type, and operating system  

  - Anonymous usage data (e.g., pages visited, time spent)

- User Input Data

  - Loan amount, interest rate, tenure, and prepayment values entered by you  

  - This data is processed locally and is not stored or shared

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### 2. How We Use Information

We use collected information to:

- Provide accurate loan calculation results  

- Improve user experience and performance  

- Analyze usage trends (in aggregated, anonymous form)

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### 3. Data Storage

- We do not store your financial inputs on our servers  

- Any data entered is used only for real-time calculations  

- If cookies are used, they are minimal and for functionality only

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### 4. Cookies and Tracking Technologies

We may use cookies or similar technologies to:

- Enhance website performance  

- Remember user preferences  

You can disable cookies in your browser settings.

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### 5. Third-Party Services

We may use third-party tools (such as analytics services) that may collect anonymized data. These services have their own privacy policies.

We do not sell, trade, or share your personal data with third parties.

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### 6. Data Security

We implement reasonable security measures to protect information. However, no method of transmission over the internet is 100% secure.

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### 7. Children's Privacy

Our calculator is not intended for children under the age of 13. We do not knowingly collect data from children.

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### 8. Your Rights

Depending on your location, you may have rights such as:

- Access to your data  

- Request deletion of data  

- Object to data processing  

Since we do not store personal data, most requests may not apply.

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### 9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

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### 10. Contact Us

If you have any questions about this Privacy Policy, you can contact us at:

- Email: margotbilodeau6786eg@gmail.com  

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By using this Loan Prepayment Calculator, you agree to this Privacy Policy.